
The NewEcosystem
Intelligent digital banking platform for banks and credit unions. Mobile app, web banking, integrated AI and WhatsApp Banking in one solution.
7
Digital Channels
ISO 27001
& PCI-DSS
IA Nativa
Integrated
Everything Your Bank Needs
Click on any module to explore its capabilities and connections with the rest of the ecosystem.
An Experience Your Clients Will
Designed to be intuitive, fast and secure on iOS and Android




Your Intelligent Banking Assistant
Natively integrated into the app and web portal. Your clients can check balances, transactions and products by text or voice. The assistant learns from each interaction to offer personalized responses.
- Text and voice queries
- Personalized recommendations
- Step-by-step operation guidance
- Automatic escalation to human agent
Banking on the Channel Where Your Clients Already Are
With WhatsApp Banking, your clients check balances, transactions and transaction status without downloading any additional app. Implemented on FlowChat with native end-to-end encryption.
- No additional download
- Balance and transaction queries
- 24/7 automated support
- Escalation to human agent

World-Class Security
We comply with the most demanding standards of the international financial sector
ISO 27001
Information security management
PCI-DSS
Payment card security standard
OWASP
Web/mobile security best practices
GDPR
Personal data protection
Complete Enterprise Banking
Specific functionalities for business operations

Multi-Level Hierarchical Approvals
Configurable workflow by roles with full traceability
Bulk Payroll Management
Upload, processing and file validation
Custom Reports
By period, department or employee
Role-Based Control
Administrator, approver, operator, consultant
Complete Web Portal
All functionalities also from the browser



Total Control From the Backoffice
Admin panel with everything your team needs

All Connected. One Platform.
Click on any node to explore each module and its connections.
MVP Phase
- •Biometric login & 2FA
- •Banking products
- •ACH/LBTR transfers
- •Bill payments
- •Push notifications
- •Digital onboarding
Enterprise Phase
- •Everything in MVP
- •Bulk payroll
- •Hierarchical approvals
- •Custom reports
- •Advanced role control
Advanced Phase
- •Integrated AI chatbot
- •WhatsApp Banking
- •Credit scoring
- •Cardless ATM withdrawal
- •Loyalty program
Ready to Transform Your Bank?
Schedule a personalized demo and discover how Nova Banking can modernize your digital channels.